How to read the conversion
The converted amount uses the latest available daily reference table or a responsibly cached table. The output includes the provider, source timestamp, cache status, direct rate and inverse rate. It does not claim the rate your card, bank, ATM or exchange counter will use.
Reference rate versus card rate
A card purchase can use a network conversion rate plus an issuer foreign transaction fee or markup. Cash exchange can include a spread between buy and sell rates. ATM withdrawals can add both owner and home-bank charges. Weekend processing and dynamic currency conversion can change the final amount again.
Use the result in a trip budget
Convert one consistent trip total, not every field independently with different timestamps. Keep the original-currency result visible, add a buffer for provider spreads, and recalculate before a major non-refundable payment.
Sources and verification
Last reviewed 2026-07-12. These sources are starting points for current checks; they do not make entered estimates or exchange conversions guaranteed transaction prices.
Verify final prices, fees, schedules, entry rules, payment acceptance and booking terms with the provider that will supply the service.
Common questions
Are these bank or card transaction rates?
No. Conversions use a recent reference rate for planning. Banks, card networks, ATMs and cash services can apply different rates, spreads and fees.
What happens if the rate service is unavailable?
The original-currency calculation remains visible. A cached reference rate may be used when available, but the site does not invent a replacement rate.
Should I accept dynamic currency conversion?
Compare the offered home-currency total with local-currency billing and your issuer terms. DCC can include a provider spread, so do not accept it without checking the displayed rate and fees.